Debt relief

As I have mentioned before, we have been out of debt (except for a mortgage) for five years now. We were lucky enough to be able to live with my in-laws for a year while we paid off all our credit cards with the help of a consumer credit counseling service. After educating myself some more on the best way to pay off loans early, we managed to pay off our student loans a couple years later.

If you already own a home, one way to pay off debt is with a Home Equity Loan. The interest rates are surely less than that of your credit cards and you can usually get a bit of extra cash in the process. The benefits of an Online Loan are the ease of the application and approval process. You will know much sooner if you qualify and what the cost and terms will be.