Insurance loyalty

Just by moving to Arkansas, we got better car insurance rates. Since the town is so small and we mostly work at home, our family only needs one car. That is definitely a bonus in many ways, saving us money on gasoline, auto maintenance, and auto insurance plans.

Of course, even if your current rate is good, I advise people to shop around to make sure you are getting the best deal. You can get insurance quotes online easily, so shopping around for rates has never been easier.

If you find a better deal with another insurance company, I don't advise switching right away. First, speak with your current agent about the new quote and see if they would be willing to match the new rate. Some insurance companies will do this rather than lose you as a customer, especially if you are in good standing with no claims. If they insist on keeping your current rate, then you can always switch to the new company with the lower rate.