Necessary home update

A couple of days ago, our water heater just started leaking with no warning. It had been working just fine up until then, and just decided to quit on us and flood my daughter's room. See, one downfall of Eureka Springs is the lack of building codes up until just about five years ago (or so I've heard). So in addition to several other oddities about the way our house was built, the water heater was installed inside a bedroom closet, with no drain, and on the carpet.

So we've spent the last two days with fans under the carpet, which we pulled up from the corner and raised up to dry from underneath. We called our insurance agent to see if repairs would be covered under our home-owner's policy, but of course they have so many clauses and exclusions that render most homeowners helpless in their situation. In any case, I recommend reading your homeowner's policy, life insurance policy, mortgage life insurance policy, or any other insurance you may carry to make sure the coverage is adequate.

Our situation ended up fine this time, due to some research on our part on dealing with wet carpet and preventing mold. We ordered a new name brand hot water heater from a well known store and they came and installed it the next day. But now I will be worried about anything else happening and if it will be covered by insurance or not.