Design counts

As a designer, I gravitate to websites that have a nice design. If I am searching for something and I find a website with a poor design that hurts my eyes or is difficult to navigate, I will leave the site - even if they have what I was looking for. There are many websites that offer loan assistance, tips, and quotes. But the most pleasing mortgage site to look at is definitely Fast Home Loans.

The site is simple with striking colors and has only the information you want on the front page. There are no annoying advertisements and navigation from the front page is very straightforward and easy. If you are in the market for a first or second mortgage, home equity or home improvement loan, or even bill consolidation loan, I highly recommend Fast Home Loans. You can get an instant quote and they have many tools like a home value calculator, instant credit report, and helpful mortgage articles.

Speaking of extra money

On the topic of home improvements, one option is always a home equity loan. I don't think we've lived in our house long enough to have equity for a loan yet, but it's an idea to consider in the future. My mom made a huge mistake with her loan that I will make sure to avoid doing myself.

She took out a home equity loan to remodel the kitchen, fix some old plumbing, change the carpet, etc. She ended up buying a brand new car soon after and since she still had the extra money in her account from the equity loan, she used that to make the down payment on her car so the monthly payments would be lower. The problem is, the interest rate on the equity loan is higher than the interest on the car so she will end up paying more in the long run and now she doesn't have the cash to make those home improvements.

Maybe if she would've gotten some advice from a website like PersonalHomeLoanMortgages.com, she wouldn't be in this situation.